Payments for dealerships and auto shops

Payments Routed in,
costs Routed out.

PayRoutes lets you collect in person, by text link, or on a recurring plan — while compliant Surcharging or Dual-Pricing offsets your card fees and free customer rails like PayPal, Venmo & Pay Later keep buyers happy.

Proprietary platform, top to bottom
White-glove on-site setup
Built for multi-location
Payment OverviewToday
Card fees offset by Surcharging
this month
$3,120
Collected Today
$18,420
+12% vs last week
Links Paid
94.2%
conversion
Recurring
$4,180
this month
DescriptionMethodStatus
Invoice #4821 · $3,200In-PersonSettled
Payment Link · $850PayPalSettled
Recurring #112 · $299Card on FileSettled
Invoice #4820 · $1,750Pay LaterApproved
CreditDebitVenmoPayPalBNPLACH
Integration partners
  • CDK Global
  • Dealertrack DMS Certified Opentrack Partner
  • PayPal

Stop paying to get paid

Compliant Surcharging and Dual-Pricing move card processing costs off your bottom line — and because your customers always have a free way to pay, there's no backlash to fear.

Surcharge or Dual-Price

Add the card fee as a line item at checkout (Surcharging — the common setup for new-car dealerships) or post separate cash and card prices (Dual Pricing). Either way it's compliant, and you keep more of every ticket.

Cash price$430.00
Card price$442.90
Surcharging is the most common choice for new-car dealerships.

Free rails for customers

PayPal, Venmo and Pay Later are offered at the cash price — no Surcharge. Buyers who don't want the card fee simply pick a free path.

PayPal · freeVenmo · freePay Later · free

You keep face

No awkward conversations, no lost customers. You shed interchange on card volume while every buyer still has a fair, free option.

Sound familiar?

Your payment setup might be working against you

Most businesses piece their payment process together over time and end up with something slow, inflexible, expensive — and quietly costing them deals.

Customers are ready to pay — your options aren't

When someone wants PayPal, installments, or to pay from a link on their phone and you can't accommodate it, that's a sale you didn't have to lose.

Too many systems, none talking to each other

One tool for cards, another for ACH, a separate login for BNPL. Accounting can't reconcile across three reports — and you're eating card fees on every swipe.

Scattered payments mean missed revenue

When staff jump between platforms and accounting pieces together what came in from where, things get missed and reconciliation becomes a project.

Every Payment Method, One Platform
Credit Card
Debit Card
PayPal
Venmo
ACH / Bank Transfer
Pay Later / BNPL
In-Person Terminal
Payment Links
Recurring Billing
Saved Cards on File
PayRoutes
One DashboardAll payments visible
One ReportEasy reconciliation
One LoginStaff stay on track
PayRoutes

Built to win the deals others lose

The capabilities most processors and DMS-bundled payment tools simply can't match — because we own the platform and built it for how you actually operate.

Works alongside your existing tools

Our browser companion runs beside the software your team already uses — so you capture the payment right where the deal happens, without ripping anything out or waiting on a slow integration.

Kills double-keying at the leak point

All your disputes in one portal

Card chargebacks, PayPal disputes and statements live in one place with real-time alerts — so you respond inside the network window instead of forfeiting by default.

Open / Won / Lost tracking, no second login

Roles & access for every rooftop

Admin vs. staff, scoped by location, MFA, and control over who can refund or view statements. Reusable role templates make onboarding a new store fast.

Purpose-built for multi-location teams

Secure vault, built in

Store cards and bank info in a PCI-conscious vault with 3DS verification and user-tagged logs — so repeat billing is effortless and every action is accountable.

No more cards on notepads
What you get

Everything you need to get paid without the friction

In person, by text, or on a schedule — a clean, simple way to collect, and the visibility your accounting team actually needs.

In-Person Payments

Accept cards, PayPal and contactless at the point of sale. Fast, reliable, flexible for any face-to-face transaction.

Payment Links

Send a secure link by text or email. Customers pay on their own device — no terminal, no waiting.

Recurring Billing

Automate repeat charges for service plans, in-house financing, or any customer on a schedule. Set once, collect on time.

CFO-grade reporting Upgraded

Build reports across 16+ dimensions, save templates, and schedule them to auto-deliver to whoever signs the checks.

Standing template: Surcharge revenue vs. card cost = ROI in their own numbers

Every method, one place

Credit, debit, Venmo, PayPal, BNPL and ACH — all accepted and all visible in one central dashboard.

Real support when you need it

Backed by Prince Consulting — real payments experts who get you set up and keep you running, not a help article.

Built for high-ticket, multi-location operations

PayRoutes shines where tickets are large, locations are many, and card fees hurt most — with automotive as our home turf.

Franchise Dealers

Service, F&I, Parts & Accounting on one platform across every rooftop.

Buy Here Pay Here

You're the lender — recurring plans, saved-card vault and failed-payment retry built in.

Parts Yards

Text-to-pay and payment links for phone, remote and out-of-area parts orders.

Salvage & Recyclers

Fast, secure remote collection on large, one-off transactions.

One login across every department and rooftop

Run transactions from service, sales, F&I and on the road — add terminals at any desk or location, with reporting you can filter by department, location or RO#.

ServiceF&IPartsAccountingMulti-rooftop
White-glove, on-site setup

We walk your store, observe workflows, install and test terminals, and train your team by department — then apply reusable role templates so every new store goes live fast.

Buy Now, Pay Later

Turn hesitation into a sale

Offering Pay Later doesn't just help customers — it directly increases what you collect, closes deals that would otherwise walk, and keeps cash flow predictable.

01

Get paid upfront, every time

When a customer chooses Pay Later, you receive full payment immediately. The financing is their arrangement — your cash flow stays intact.

02

Close higher-ticket sales

Price hesitation is one of the most common reasons deals fall through. Installments remove that barrier and let customers say yes to more.

03

More repeat business

Customers who can manage payments comfortably come back. BNPL builds loyalty by making you the easier, more flexible option.

1Customer selects Pay Later at checkout
2Quick approval — no long applications
3Purchase confirmed, you're paid in full
4Customer pays in manageable installments
PayRoutes

A payments partner, not just a platform

"Most ISOs just resell someone else's gateway and compete on rate. We own PayRoutes — so we build exactly what your floor and your controller need, and no competitor can show up with the same product."
Joe Pulli · CEO, Prince Consulting
On-siteWhite-glove setup and staff training, done in person
DirectBuilt hand-in-hand with the people who use it every day
Founding merchants — now boardingGet reference-account pricing and shape the roadmap as an early PayRoutes partner.
PayRoutes

See what your current setup is really costing you

Processing fees, disconnected tools, and the deals that quietly slip away add up to more than most operations realize. Sit down with a PayRoutes expert and we'll walk through where it's leaking — and exactly how to fix it.

Speak With an Expert
No obligation · Backed by Prince Consulting · (732) 290-5111